Question.4968 - Personalized Budget ReflectionAfter watching the Personal Finance for College Students Presentation Download Personal Finance for College Students Presentationyou are to complete a personalized budget by reading through this Personal Finance for College Students Packet Download Personal Finance for College Students Packet. You should focus specifically on Page 4, which outlines a Monthly Spending and Savings Worksheet. You will also see a copy of this worksheet below.The purpose of this assignment is to help you establish the tools and skill set to create your own budget. We recognize that a budget is a personal document that is constantly changing. In order to earn credit for this assignment, please answer the following questions here on Canvas. You should answer these questions after filling out your Personalized Budget. Please contact your instructor with any questions or concerns.1. Before completing this assignment, did you have a personalized budget? If so, did you stick to it?2. What specific steps did you take to complete this budget?3. How do you feel after completing your budget?4. What challenges do you foresee with sticking to this budget? Monthly Spending and Savings WorksheetExpenseCurrentProposedRentGas/electric (average)PhoneGroceriesHousehold itemsHealth insurancePrescriptions/doctor visitsCar paymentGasolineMaintenance/repairsAuto insuranceAuto registrationTolls/parking/mass transitTuition/classesBooks/materials/other school expensesBeauty/barberMovies/video rentalsCable/streaming servicesDining outSports/hobbies/clubsGymVacations/travelBooks/music/DVDsClothing purchasesLaundry/dry cleaningGifts/cardsPet careBanking fees/postageReligious/charitySavings 1 (Emergency Account)Savings 2 (Goals)Credit card payment 1Credit card payment 2Credit card payment 3OtherOtherTotal Expenses
Answer Below:
Before xxxxxxxxxx this xxxxxxxxxx I xxx not xxxx a xxxxxxxxxxxx budget x would xxxxxxxxx track xx expenses xxx I xxxxx had x clear xxxxxxxxxx budget xxxx to xxxxxx To xxxxxxxx my xxxxxx I xxxxx looked xx all xx my xxxxxx and xxxx listed xxx of xx monthly xxxxxxxx I xxxxx them xxxx into xxxxxxxxxx like xxxx groceries xxxxxxxxxxxxxx and xxxxxxxxxxxxx After xxxx I xxxx sure xx expenses xxxx t xxxxxx my xxxxxx and xxxxxxxx where xxxxxxxxx After xxxxxxxxxx my xxxxxx I xxxx more xxxxxxxxx and xxxxx of xxxxx my xxxxx is xxxxx It x a xxxxxx overwhelming xx see xxx of xxx details xxx I xxxx more xxxxxxxxx in xx ability xx manage xx finances xxx challenge x foresee xxxx sticking xx this xxxxxx is xxxxxxxxxx expenses xxxx car xxxxxxx or xxxxx emergencies xx might xxxx be xxxxxxxxx to xxxxxx spending xx things xxxx entertainment xx shopping xxxxxxxxxx if x m xxx careful x ll xxxx to xx flexible xxx adjust xx budget xx neededMore Articles From IDS 167 OT 1 - First Year Seminar
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